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Build global payment experiences that actually work. ZBD Payments provides instant, low-cost Bitcoin money movement across major Tier 1 markets using the Lightning Network — all through a single API.

Lightning Fast

Sub-second global payments with Lightning Network. No waiting, no borders.

Bitcoin Native

Send and receive BTC over Lightning. One API, instant settlement.

Gaming Scale

Built for millions of microtransactions. Handle millions of transactions with ease.

Developer First

Simple APIs, comprehensive SDKs, and documentation that doesn’t suck.

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Why ZBD Payments?

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The Problem with Traditional Payments

Card Networks:
  • Minimum ~$0.30 fee per transaction
  • Can’t send 0.10whenfeesare0.10 when fees are 0.30
  • Chargebacks eat profits
  • High decline rates
ZBD Payments:
  • Send amounts as low as 1 satoshi
  • Proportional fees (typically < 1%)
  • No chargebacks
  • Near 100% success rate

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How It Works

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Core Concepts

Bitcoin’s Layer 2 scaling solution enabling instant, low-cost payments. Think of it as the Visa network for Bitcoin - same security, 1000x faster.Key Benefits:
  • Instant settlement (< 1 second)
  • Fees typically < 1 cent equivalent in sats
  • Millions of TPS capacity
  • Perfect for gaming microtransactions
Human-readable payment addresses like user@zbd.gg. No more copying long Bitcoin addresses. Works like email for money.Why It Matters:
  • Memorable usernames
  • No QR codes needed
  • Works across all Lightning wallets
  • Perfect for in-game identities

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Use Cases

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Gaming & Virtual Worlds

In-Game Purchases

  • Instant item purchases
  • No minimum transaction
  • Global player base
  • Zero chargebacks

Player Trading

  • P2P marketplaces
  • Instant settlement
  • Cross-border trades
  • Low fees = more profit

Tournament Payouts

  • Instant winner payouts
  • Any amount, any country
  • No banking details needed
  • Automated via API

Creator Economies

  • Pay mod creators
  • Revenue sharing
  • Micropayments work
  • Global participation

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Apps & Platforms

Content Monetization

Pay-per-article, pay-per-view, tips - amounts too small for cards

Gig Economy

Instant Bitcoin payouts to workers globally without bank accounts

Remittances

Send money home instantly with sub-cent-equivalent fees

SaaS Billing

Usage-based billing down to fractions of a cent

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Compliance & Security

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Built-in Compliance

  • KYC/AML: Automated identity verification where required
  • Sanctions Screening: Real-time OFAC and international lists
  • Transaction Monitoring: AI-powered fraud detection
  • Regulatory Licenses: Money transmission licenses in key markets

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Security First

  • End-to-end Encryption: All data encrypted in transit and at rest
  • API Key Security: Scoped permissions and IP allowlisting
  • Webhook Signatures: Cryptographic verification of all events
  • SOC 2 Type II: Annual security audits

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Start Building

1

Get Your API Keys

Schedule a call with our team to get access
2

Choose Your Product

Pick between the Payments API or the Embedded Payouts widget
3

Follow the Guides

Use our quick start guides to integrate in minutes
4

Go Live

Start processing real payments with production keys