Build global payment experiences that actually work. ZBD Payments provides instant, low-cost money movement across major Tier 1 markets (US, EU, etc) using Bitcoin, Lightning Network, and traditional currencies - all through a single API.

Lightning Fast

Sub-second global payments with Lightning Network. No waiting, no borders.

Multi-Currency

Accept and send USD, EUR, BTC, and USDC. One API, multiple currencies.

Gaming Scale

Built for millions of microtransactions. Handle millions of transactions with ease.

Developer First

Simple APIs, comprehensive SDKs, and documentation that doesn’t suck.

​
Why ZBD Payments?

​
The Problem with Traditional Payments

Card Networks:

  • Minimum ~$0.30 fee per transaction
  • Can’t send 0.10c when fees are 0.30c
  • Chargebacks eat profits
  • High decline rates

ZBD Payments:

  • Send amounts as low as $0.001
  • Proportional fees (typically < 1%)
  • No chargebacks
  • Near 100% success rate

​
How It Works

​
Core Concepts

​
Products & Features

​
🚀 ZBD Onramp

Let users buy Bitcoin and USDC directly in your app. First widget to support Lightning Address delivery.

Learn About Onramp

Embeddable widget • Built-in KYC • Multiple payment methods

​
⚡ Payments API

Send and receive payments globally via our REST API.

Explore Payments API

Instant settlements • Global reach • Bitcoin Lightning Network

​
🛠️ Developer SDKs

Production-ready SDKs for popular languages and frameworks. Get building in minutes, not weeks.

View SDKs

TypeScript • Go • Rust • C# • More coming

​
Use Cases

​
Gaming & Virtual Worlds

In-Game Purchases

  • Instant item purchases
  • No minimum transaction
  • Global player base
  • Zero chargebacks

Player Trading

  • P2P marketplaces
  • Instant settlement
  • Cross-border trades
  • Low fees = more profit

Tournament Payouts

  • Instant winner payouts
  • Any amount, any country
  • No banking details needed
  • Automated via API

Creator Economies

  • Pay mod creators
  • Revenue sharing
  • Micropayments work
  • Global participation

​
Apps & Platforms

Content Monetization

Pay-per-article, pay-per-view, tips - amounts too small for cards

Gig Economy

Instant payouts to workers globally without bank accounts

Remittances

Send money home instantly with fees under $0.01

SaaS Billing

Usage-based billing down to fractions of a cent

​
Compliance & Security

​
Built-in Compliance

  • KYC/AML: Automated identity verification where required
  • Sanctions Screening: Real-time OFAC and international lists
  • Transaction Monitoring: AI-powered fraud detection
  • Regulatory Licenses: Money transmission licenses in key markets

​
Security First

  • End-to-end Encryption: All data encrypted in transit and at rest
  • API Key Security: Scoped permissions and IP allowlisting
  • Webhook Signatures: Cryptographic verification of all events
  • SOC 2 Type II: Annual security audits

​
Pricing

Talk to Sales

Custom Pricing - We offer competitive rates based on your volume and use case. Schedule a call to discuss pricing that works for your business.

​
What Affects Pricing

  • Transaction volume
  • Average transaction size
  • Geographic distribution
  • Settlement preferences
  • Support level needed

​
Start Building

1

Get Your API Keys

Schedule a call with our team to get access

2

Choose Your Product

Pick between Onramp, Payments API, or both

3

Follow the Guides

Use our quick start guides to integrate in minutes

4

Go Live

Start processing real payments with production keys

Onramp

Let users buy Bitcoin & USDC

SDKs

TypeScript, Go, Rust & more

API Reference

Complete API documentation

​
Need Help?

Sales

Get API keys and discuss your use case

Support

Technical help from our engineering team